Jacksonville Real Estate Ramblings: February 2008

The workout that kicked my butt!!!!

For years, I've done the Body for Life program. I think it's a great program, but I realized I was totally bored with it and no longer looked forward to the workouts. I still like the nutritional side of it and will continue to use that portion. I decided to try something different.

I picked up a copy of Jillian Michaels book "Winning by losing". I just started the workouts on Monday. The workouts sprinkle weight training, calisthenics and cardio in one. I actually did jumping jacks and I jumped rope too! The She makes jump rope seem easy and fun to do!workout was down right hard! I love watching the biggest loser every Tuesday. I see them working out and looking like they are dying, which I figure is because all they do there is workout. Well I found out why they look like they're dying...

By the time I finished my workout yesterday, which took 42 minutes, I could barely walk! I LOVED IT! I loved doing the jumping jacks, even though I realized my sports bra was having a difficult time keeping things in, the jump rope kept hitting me in the head and I couldn't even jump up enough to clear the rope. Thank goodness I workout at home or I would have been the comic relief for many.

Wow! I can't wait to do it again tomorrow!

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

Need Space? This Large Jacksonville Florida Home Has The Space You Need!

Pam Graham | Vanguard Realty, GMAC Real Estate | 904-910-3516
2613 Fox Creek, Jacksonville, FL
Need room? This large home has the space you're looking for!
5 Bdrm Single Family House
offered at $249,000
Year Built2004
Sq Footage3,071
Bedrooms5
Bathrooms3 full, 0 partial
FloorsUnspecified
Parking2 Car garage
Lot SizeUnspecified
HOA/Maint$20 per month

DESCRIPTION

If you're looking for a large home with lots of bedrooms and closet space, you don't want to miss this home. The large master suite is perfect to relax and boasts a spacious master bathroom with garden tub and separate shower. The neighborhood features a playground. The home has a transferable builder warranty. For additional photos, please visit pamgraham.com

see additional photos below
PROPERTY FEATURES

Central A/CCentral heatFireplace
High/Vaulted ceilingWalk-in closetFamily room
Living roomDining roomDishwasher
RefrigeratorStove/OvenLaundry area - inside

COMMUNITY FEATURES

Playground

ADDITIONAL PHOTOS

Seller contact info:
Pam Graham
Vanguard Realty, GMAC Real Estate
904-910-3516
For sale by agent/broker

powered by postletsEqual Opportunity Housing
Posted: Feb 27, 2008, 5:08am PST

Your Jacksonville Florida Real Estate Agent, Pam Graham 904-910-3516

Vanguard Realty, GMAC Real Estate

Come find your Dream Homein Jacksonville, Orange Park and surrounding areas in Northeast Florida.

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

Jacksonville, Fl: Need Space? This Large Home Has What You're Looking For!

Pam Graham | Vanguard Realty, GMAC Real Estate | 904-910-3516
2613 Fox Creek, Jacksonville, FL
Need room? This large home has the space you're looking for!
5 Bdrm Single Family House
offered at $269,000
Year Built2004
Sq Footage3,071
Bedrooms5
Bathrooms3 full, 0 partial
FloorsUnspecified
Parking2 Car garage
Lot SizeUnspecified
HOA/Maint$20 per month

DESCRIPTION

If you're looking for a large home with lots of bedrooms and closet space, you don't want to miss this home. The large master suite is perfect to relax and boasts a spacious master bathroom with garden tub and separate shower. The neighborhood features a playground. The home has a transferable builder warranty. For additional photos, please visit pamgraham.com

see additional photos below
PROPERTY FEATURES

Central A/CCentral heatFireplace
High/Vaulted ceilingWalk-in closetFamily room
Living roomDining roomDishwasher
RefrigeratorStove/OvenLaundry area - inside

COMMUNITY FEATURES

Playground

ADDITIONAL PHOTOS

Seller contact info:
Pam Graham
Vanguard Realty, GMAC Real Estate
904-910-3516
For sale by agent/broker

powered by postletsEqual Opportunity Housing
Posted: Feb 27, 2008, 5:08am PST

Your Jacksonville Florida Real Estate Agent, Pam Graham 904-910-3516

Vanguard Realty, GMAC Real Estate

Come find your Dream Homein Jacksonville, Orange Park and surrounding areas in Northeast Florida.

 

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

The sluggish real estate market: Who's fault is it anyway?

 

As human beings we want to know who is the blame for our current situation, who can we be mad at, who can we point that accusing finger at?

Here's my take on the current situation not only in the Jacksonville Florida real estate market but the entire country: (Not necessary in any particular order)
Wait! Before I start, I want to say that I don't believe there is just one person or one scenerio that caused out current situation, it's the accumulation of many.

1. Any unscrupulous people, whether it be lenders, real estate agents, appraisers, investors, owner occupied buyers, etc...

2. Real estate agents- yep, I said it. We have to take a little responsibility. We pushed the bar to net our sellers the most money we could. That's not really a bad thing, but it is reality.

3.Appraisers-Some helped push the values too high when the value just wasn't there.

4. Mr. Greenspan should have raised the rates a little more before our peak in 2005.

5. New home builders. They were increasing their prices right and left. One builder consistantly increased their prices by 5k a month!

6. First time homebuyers were priced out of the market! Think about it....your first time homebuyers are your foundation, without first time homebuyers to buy homes, it keeps everyone else from moving up to bigger homes. So the market is correcting our faulty foundation, by the prices coming down so the qualified first time homebuyers can start buying again.

8. Lenders for lending money to people just because they had a pulse! And some of those programs, I can't believe you put those buyers in, even though they were not in the buyer's best interest.

Last but definitely not least....


9. Buyers who made poor choices just to be able to buy a home. And I'm talking about investors and owner occupied alike! You signed up for interest only loans or loans with ARMS, thinking that the market would still be hot and you would be able to refinance to a fixed rate or sell for a huge profit. Now, when the ARMs have reset and homeowners can't afford their new payment, they are also having a difficult time selling their home because they are upside down in value. What a terrible place to be for families facing this burden.


What a learning experience this has been! Personally, I'm glad to have the opportunity to experience the market of 2004/2005 and to be experiencing the current market. Don't get me wrong, I can't stand to walk into a vacant home that is going into foreclosure, and seeing remnants of a family. Little finger prints on the wall, toys left behind, furniture left behind, anything that tells a story of who the people were, that lived there. I've learned the tools needed to assist these homeowners to make the best out of a bad situation. Learn what your options are to foreclosure.

 

 

 

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

Jacksonville, Florida: Spacious Home close to NAS Jax!

 

THIS HOME IS NO LONGER AVAILABLE

Pam Graham | Vanguard Realty, GMAC Real Estate | pam@pamgraham.com | 904-910-3516
Andes, Jacksonville, FL
Open floor plan, large master bedroom
3 Bdrm Single Family House
offered at $175,000
Year Built 1992
Sq Footage 1,920
Bedrooms 3
Bathrooms 2 full, 0 partial
Floors Unspecified
Parking 2 Car garage
Lot Size Unspecified
HOA/Maint $0 per month

DESCRIPTION

This spacious home features vaulted ceilings, a large master bedroom, the other two huge bedrooms feature walk in closets. The kitchen has newer appliances and corian countertops. Freshly painted inside and out. Central heat and air is a year old.

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Family room
Dishwasher Refrigerator Stove/Oven
Microwave Laundry area - inside

ADDITIONAL PHOTOS

Seller contact info:
Pam Graham
Vanguard Realty, GMAC Real Estate
904-910-3516
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Feb 14, 2008, 4:51am PST

Your Jacksonville Florida Real Estate Agent, Pam Graham 904-910-3516

Vanguard Realty, GMAC Real Estate

Come find your Dream Homein Jacksonville, Orange Park and surrounding areas in Northeast Florida.

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

Camping, hiking, horseback and bicycle riding in the Orange Park area

Bayard Conservation Area

Bayard Conservation TrailLocated in Clay County on 16 west just before you to the Shands bridge in Green Cove Springs. I've driven by there hundreds of times but never paid attention to it! My neighbor actually told me about it and so we went there to check it out. What great exercise it was!

Most trails are opened to hikers, cyclist and horseback riders, with some trails leading to the St Johns River. That's exactly where we Shands bridge St Johns Riverheaded was to the River (I love water!)

The land is managed by the St Johns River Water Management District and you can view trail guides for the Bayard Conservation area, along with other trails guides from district owned properties.

The kids loved exploring in the water, looking for anything alive!

Kids exploring

 

 

 

We played it safe and stayed on the main trail. I took a ton of pictures with my new camera.Palmettos

 

 

Look at theses giant pine trees, you'd think we were in a redwood forest, except without the redwoods. :)

Pine trees

 

 

 No sign of any alligators today!

 

Water view

Did I mention our weather? Monday was in the low 80s and sunny.

Spring is just about here! Instead of showing you all of the pictures, why don't you go take a peek there yourself!

 

Your Jacksonville Florida Real Estate Agent, Pam Graham 904-910-3516

Vanguard Realty, GMAC Real Estate

Come find your Dream Homein Jacksonville, Orange Park and surrounding areas in Northeast Florida.

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.

My point2 agent experience thus far........

SUCKS!

Sorry to start off so yucky, but I'm just having a terrible time with point2 agent site. It all started when I tried to I just Google to find me!change my template and I picked one that wasn't just for the paid sites. It never changed! Then they couldn't confirm my real estate license electronically, so I had to fax a copy to them. Did that, still not confirmed! So my undiagnosed ADD kicked in and I stopped messing with it.

Today....I managed to change my template, still not to one I wanted but hey it's different. Then I decided I was going to add some listings, figure out the handshake thing and start handshaking. I'm still not confirmed!

What's up with this neighborhood thing? I tried to add a listing which is not in a neighborhood (subdivision) at all, the map had my listing some where far away from here and I couldn't figure out how to fix anything. I went to the message boards only to find others as frustrated and no answer.

Gosh! I catch on to things pretty fast, I don't fight change, actually love change but I got to tell you that I'm not liking this and I'm going to park my new domain name and move in a different direction.

Before I completely throw in the towel, is there anyone who can give me some advice?

                    Home Value In Northeast Florida

 

Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.

Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.

Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.

 

Copyright © 2011 www.pamgraham.com | All Rights Reserved

 

Mortgage Assistance Relief Services Disclosure

ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.